Have you been offered a Lump sum Buyout on a Disability Insurance Policy?
Your disability insurance company will try to get you to agree to take a one time lump sum payment. You must agree to forfeit your rights as laid out in the policy.
"Disability Insurance Attorney" are skilled at representing our clients in negotiating lump sum by outs.
We've dealt with them all which gives us a major advantage when negotiating rigorously on your behalf. Each insurance company has their own methodology in determining the buyout amounts, however, there is a general principle that most insurance companies follow: if the lump sum buyout amount is less than the expected monthly payments, insurers will try to negotiate a buyout.
We also deal with other cases like:
* Disability Insurance Attorney
* Long term disability
* Group Long term disability
* Monthly Claim Handling
* Denial Individual Claim
* ERISA Litigation
A lump sum buyout needs to be dealt with very carefully. If not, it could cost you dearly. Our disability attorneys have fought for and won hundreds of lump-sum settlements with numerous disability insurance companies.
Lump sum buyouts are not right for everyone. Also, you have no right to get a buyout, this is something the insurance company agrees to do voluntarily. We will evaluate your situation and represent you to the insurer in maximizing the compensation.
We work together with actuaries, financial consultants, medical experts and treating physicians to compile and present our clients' claims to the insurance companies. We are diligent and aggressive in our efforts in negotiating to get the maximum buyout price for our clients.
We encourage you to contact our office for a consultation if you are interested in pursuing a lump sum buyout of your claim or if you have been approached by your insurance company for a buyout.