Everyone slips up every now and then making the occasional late payment.
Late payments have a serious affect on your credit score. A single late payment on a single account may lower a score by 15 to 40 points. Missing one payment cycle for all of your accounts, in the same month, can lower your score by 150 points or more.
According to the FICO credit score calculator, payment history accounts for 35% of your over all FICO score. Frequently,records of late payments is not removed from your credit records by the creditors.
The experienced Credit Repair Consultants at "Credit Repair", will assist you in removing late payment errors from your credit reports.
We offer the following other services:
* Debt Settlement Services
* Credit Restoration Services
* Loan Approvals
* Tax Liens
* Dispute code removals and other inaccuracies
Our expert services aid our clients by removing erroneous and unverified information and records from the credit reports. Our credit repair consultants utilize credit report analysis and evaluation to aid in repairing and restoring your credit.
Our exceptional service will improve your credit score as well as the level of security to prevent future misleading records. All of the following information that affects your credit rating is considered: number of late payments, recency, amounts owed, current credit score, other negative items, length of credit history etc Each issue is tackled to achieve the greatest benefit as quickly as possible.
Not only do we help our clients by removing late payment information from their credit reports, we also assist our clients by removing a variety of other questionable negative credit items such as collections, charge offs, judgments, and more.
We utilize a variety of different methods to remove late payments from credit. The most common strategy is direct negotiation with the creditor on the consumer’s behalf to correct the late payments. Since late payment items can actually prevent consumers from making large purchases or refinancing their homes, we act quickly to get results.
Whether you have a single 90 day late payment or a series of lesser late payments, if they are being incorrectly reported on your credit reports, you can dispute them with the credit reporting agencies and the lender who reported it. Let "Credit Repair" help you with this.
After an initial consultation we work quickly to remove all instances of late payments and get your credit back on track. Let us help you remove late payments from your credit report today. Call to speak to one of our credit repair specialist at (561) 123-1234